Med Equity Due Diligence Charter

(Unregulated FCA-Exempt Introducer Platform)

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At Med Equity, our mission is to facilitate transparent introductions between verified investors and UK-based medical sector businesses seeking funding — without providing financial advice, arranging deals, or promoting specific investments.

Our Principles

• Integrity – Honesty and fairness toward both investors and businesses.

• Diligence – Applying skill, care, and accuracy within our strict unregulated remit.

• Transparency – Clarity on our role, limits, and the risk each party carries.

 

What We Do (Within Our Scope)

For Investors

• ID Verification We carry out electronic ID checks on all registering investors to ensure they are who they say they are.

• Investor Category Confirmation – We require self-certification as High Net Worth, Sophisticated, or Professional Investor before granting access to investment listings.

• Record-Keeping – We securely store investor verification data in compliance with GDPR.

 

For Businesses

• Identity & Company Verification – We confirm UK company registration (Companies House), registered address, and director details.

• ID Verification – We carry out electronic ID checks on all directors involved in the company to ensure they are who they say they are.

• Sector Eligibility Check – We confirm the business operates in one of our 8 permitted medical sector categories.

• EIS/SEIS Declaration Recording – We note whether the business claims EIS/SEIS eligibility or can claim (but do not validate or guarantee HMRC approval).

• Basic Document Completeness Check – We ensure the business plan includes:

  • Company overview

  • Business model outline

  • Use of funds

  • High-level financial forecasts

  • Risk statements and disclaimers

• Clarity & Format Review – We check that the business plan is legible, free from obvious errors or omissions, and includes the required risk warnings.

• KYC/AML – We require businesses to confirm that they have the necessary processes in place to conduct all relevant Know Your Customer (KYC) and Anti-Money Laundering (AML) checks on investors before accepting any investment, and to maintain proper records for each investor.

 

What We DON’T Do

• We do not give financial advice, express an opinion on investment quality, or recommend opportunities.

• We do not validate the factual accuracy of business plan statements or verify forward-looking financial projections.

• We do not confirm the viability of the business model or the likelihood of achieving stated returns or dividends.

• We do not arrange transactions, handle investor funds, or perform AML/KYC on investors beyond identity checks (AML/KYC is the business’s responsibility).

• We do not engage in valuations, price negotiations, or deal structuring.

 

Maximum Scope of Business Plan Verification

To remain outside FCA-regulated activity, Med Equity only verifies:

1. Existence of the business (Companies House search).

2. Sector match to our permitted categories.

3. Presence of key required sections in the business plan.

4. Clear inclusion of risk warnings and investor disclaimers.

5. Consistency check (e.g., numbers add up at a basic level, but not full financial audit).

 

Beyond these checks, all due diligence is the responsibility of the investor.

 

Why This Matters

 

By clearly separating introductory activity from regulated investment activity, Med Equity:

• Avoids conducting regulated activities under FSMA 2000 and the RAO 2001.

• Maintains transparency with both sides of the platform.

• Reduces regulatory and legal risk.

 

How to Use This Charter

• Investors – Use it to understand exactly what is and isn’t checked before you see a listing.

• Businesses – Use it as a checklist before submitting your listing to avoid delays.

• Compliance – It forms part of our internal compliance documentation and onboarding materials.