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  • 1. What is Med Equity?
    Med Equity is an introductory platform that connects ONLY eligible investors with UK-based medical sector businesses and start-up's seeking funding. We do not: Provide investment advice Manage money Arrange or execute transactions We operate as an unregulated introducer, meaning you deal directly with the businesses after expressing interest.
  • 2. Who is eligible to view investments?
    ONLY 3 TYPE'S OF INVESTORS ARE ALLOWED TO VIEW INVESTMENTS ON THIS PLATFORM: CERTIFIED HIGH NET WORTH INVESTOR Is an eligible investor, someone who, within the last 12 months, has signed a statement confirming either an annual income of at least £100,000 or net assets of £250,000 or more (excluding their main home, pensions, and life insurance). This qualification, under Article 48 of the Financial Promotion Order, allows Med Equity to legally share investment opportunities with them, provided all required statements and disclaimers are included. SELF-CERTIFIED SOPHISTICATED INVESTOR Is an eligible investor, someone who, within the last 12 months, has signed the prescribed statement and meets at least one criterion: membership in a business angel network for 6+ months, directorship of a company with £1m+ turnover in the past two years, recent professional experience in private equity or SME finance, or (as reinstated in March 2024) having made two or more investments in unlisted companies in the past two years. Under Article 50A of the Financial Promotion Order, this exemption allows communications with such individuals, who are considered capable of assessing higher-risk investments. CERTIFIED SOPHISTICATED INVESTOR Is an eligible investor, someone who holds a certificate (issued within the last three years by an FCA- or PRA-authorised entity) confirming they have sufficient knowledge to understand the risks of a specific investment type, and who has also signed a relevant statement within the last 12 months. Under Article 50 of the Financial Promotion Order, this exemption allows Med Equity to share financial promotions with such certified individuals. For more information: https://www.handbook.fca.org.uk/handbook/COBS/4/12B.html
  • 3. What types of investment opportunities are listed?
    We only list UK-based medical sector businesses or those seeking to launch a medical business in the UK. Eligible businesses must: Operate in one of our seven key sectors: Healthcare Services, Pharmaceuticals, Lifestyle Services, Lab Technical Services, Distribution of Medical Devices, Manufacturing of Medical Accessories, Employment-Based Services, covering both Human & Animal categories. Be either established businesses or start-ups. Meet our internal vetting standards and (where applicable) be Enterprise Investment Scheme (EIS) or Seed Enterprise Investment Scheme (SEIS) qualifying or can qualify. (We cannot guarantee HMRC approval, businesses must confirm this themselves.)
  • 4. What are EIS and SEIS tax relief schemes?
    EIS (Enterprise Investment Scheme): Designed to help smaller companies raise capital by offering investors 30% income tax relief on investments, plus potential Capital Gains Tax exemption if shares are held for at least three years. Loss relief may also apply if the business fails. SEIS (Seed Enterprise Investment Scheme): For very early-stage businesses, offering 50% income tax relief plus similar CGT advantages. Claiming Relief: Relief is claimed via your HMRC self-assessment tax return using the EIS/SEIS certificate provided by the business after your investment is completed. These are subject to change, Please verify with HMRC
  • 5. How do I express interest in an investment?
    You’ll be able to browse opportunities directly from your investor dashboard: - After completing your due diligence, you can request that we share your details with the business seeking funding. This request doesn’t require you to commit or specify an investment amount, it simply indicates that you’d like more information. - Your contact details will then be securely passed on to the business, who will follow up with you as soon as possible.
  • 6. Does Med Equity handle investor funds?
    No. All transactions take place directly between you and the business. We never hold, receive, or transfer investor money. Once you connect with the business, all further dealings are outside our involvement.
  • 7. Are these investments regulated by the FCA?
    No. These are investments in private, unlisted UK companies. They are not covered by the Financial Services Compensation Scheme (FSCS) or other FCA investor protections. You could lose all your invested capital.
  • 8. Does Med Equity verify business plans or projections?
    We have a limited due diligence scope, It is strongly advised that you conduct your own due diligence: For example we do not or cannot: Verify the factual accuracy of business claims Audit accounts Assess financial viability See our Due Diligence Charter for full details.
  • 9. What happens after I express my interest?
    Once you express interest, the company’s owner or representative of the company will contact you directly. This allows you to ask any important questions before making your decision. They will then provide guidance on the next steps for completing your investment.
  • 10. Do I have to invest the full amount in the business, or can I invest a partial amount?
    It depends on the business seeking funding. Each business will outline in its business plan - whether they are looking for a single investor or multiple investors. - along with the minimum investment amount and other related terms. Some businesses may offer smaller investment tranches (e.g., from £100), while others may require one investor to provide the full funding amount. It’s best practice to carefully read the entire business plan uploaded by the company to understand what they are looking for before making contact. Please also consult with your financial advisor and carry out thorough due diligence before making any investment decisions.
  • 11. I’ve invested but no longer feel comfortable and want my money back.
    Once communication is established between you and the company, any concerns should be discussed directly with them, as Med Equity cannot facilitate transactions. We strongly advise fully understanding the business you are investing in and conducting your own thorough due diligence before committing. We also recommend consulting a qualified financial advisor for an independent assessment before making any investment decisions.
  • 12. Can I sell my shares later?
    Shares in private companies are illiquid and may be hard or impossible to sell. There is no public market for them, and exit opportunities depend on the business being sold, floated, or buying back shares. You may sell your shares privately if you wish, but it is your responsibility to find a buyer and engage a legal representative to manage the transaction.
  • 13. Do all businesses offer EIS or SEIS tax relief?
    Many do, but eligibility depends on HMRC approval and your personal tax circumstances. Always confirm with the business and/or HMRC before investing. We only assess whether a business may potentially qualify for EIS/SEIS relief; however, eligibility rules can change, and the business’s circumstances may also change. You must conduct your own due diligence to confirm any tax relief status.
  • 14. How can I protect myself from fraud?
    Conduct independent due diligence on the business, directors, and financials. Request ANY supporting documents and proof of EIS/SEIS eligibility if relevant from the business. Seek advice from a regulated financial adviser or solicitor before committing.
  • 15. Are there any fees for investors?
    Med Equity does not charge investors to register or browse opportunities. We charge businesses a listing fee; this does not affect your investment amount.
  • 16. Can Med Equity recommend an investment to me?
    No. We never make personalised recommendations, rank opportunities, or advise on the suitability of any investment. All decisions are entirely yours.
  • 17. How does Med Equity manage conflicts of interest?
    We operate a strict conflict-of-interest policy. Neither Med Equity nor its staff will hold a financial interest in any listed opportunity. We will always disclose any potential conflicts to registered investors in email when or if they arise. Our role is purely to introduce; we do not benefit from whether you invest in a particular business or not.
  • 1. What is Med Equity?
    Med Equity is an introductory platform that connects ONLY eligible investors with UK-based medical sector businesses and start-up's seeking funding. We do not: Provide investment advice Manage money Arrange or execute transactions We operate as an unregulated introducer, meaning you deal directly with the businesses after expressing interest.
  • 2. Who is eligible to view investments?
    ONLY 3 TYPE'S OF INVESTORS ARE ALLOWED TO VIEW INVESTMENTS ON THIS PLATFORM: CERTIFIED HIGH NET WORTH INVESTOR Is an eligible investor, someone who, within the last 12 months, has signed a statement confirming either an annual income of at least £100,000 or net assets of £250,000 or more (excluding their main home, pensions, and life insurance). This qualification, under Article 48 of the Financial Promotion Order, allows Med Equity to legally share investment opportunities with them, provided all required statements and disclaimers are included. SELF-CERTIFIED SOPHISTICATED INVESTOR Is an eligible investor, someone who, within the last 12 months, has signed the prescribed statement and meets at least one criterion: membership in a business angel network for 6+ months, directorship of a company with £1m+ turnover in the past two years, recent professional experience in private equity or SME finance, or (as reinstated in March 2024) having made two or more investments in unlisted companies in the past two years. Under Article 50A of the Financial Promotion Order, this exemption allows communications with such individuals, who are considered capable of assessing higher-risk investments. CERTIFIED SOPHISTICATED INVESTOR Is an eligible investor, someone who holds a certificate (issued within the last three years by an FCA- or PRA-authorised entity) confirming they have sufficient knowledge to understand the risks of a specific investment type, and who has also signed a relevant statement within the last 12 months. Under Article 50 of the Financial Promotion Order, this exemption allows Med Equity to share financial promotions with such certified individuals. For more information: https://www.handbook.fca.org.uk/handbook/COBS/4/12B.html
  • 3. What types of investment opportunities are listed?
    We only list UK-based medical sector businesses or those seeking to launch a medical business in the UK. Eligible businesses must: Operate in one of our seven key sectors: Healthcare Services, Pharmaceuticals, Lifestyle Services, Lab Technical Services, Distribution of Medical Devices, Manufacturing of Medical Accessories, Employment-Based Services, covering both Human & Animal categories. Be either established businesses or start-ups. Meet our internal vetting standards and (where applicable) be Enterprise Investment Scheme (EIS) or Seed Enterprise Investment Scheme (SEIS) qualifying or can qualify. (We cannot guarantee HMRC approval, businesses must confirm this themselves.)
  • 4. What are EIS and SEIS tax relief schemes?
    EIS (Enterprise Investment Scheme): Designed to help smaller companies raise capital by offering investors 30% income tax relief on investments, plus potential Capital Gains Tax exemption if shares are held for at least three years. Loss relief may also apply if the business fails. SEIS (Seed Enterprise Investment Scheme): For very early-stage businesses, offering 50% income tax relief plus similar CGT advantages. Claiming Relief: Relief is claimed via your HMRC self-assessment tax return using the EIS/SEIS certificate provided by the business after your investment is completed. These are subject to change, Please verify with HMRC
  • 5. How do I express interest in an investment?
    You’ll be able to browse opportunities directly from your investor dashboard: - After completing your due diligence, you can request that we share your details with the business seeking funding. This request doesn’t require you to commit or specify an investment amount, it simply indicates that you’d like more information. - Your contact details will then be securely passed on to the business, who will follow up with you as soon as possible.
  • 6. Does Med Equity handle investor funds?
    No. All transactions take place directly between you and the business. We never hold, receive, or transfer investor money. Once you connect with the business, all further dealings are outside our involvement.
  • 7. Are these investments regulated by the FCA?
    No. These are investments in private, unlisted UK companies. They are not covered by the Financial Services Compensation Scheme (FSCS) or other FCA investor protections. You could lose all your invested capital.
  • 8. Does Med Equity verify business plans or projections?
    We have a limited due diligence scope, It is strongly advised that you conduct your own due diligence: For example we do not or cannot: Verify the factual accuracy of business claims Audit accounts Assess financial viability See our Due Diligence Charter for full details.
  • 9. What happens after I express my interest?
    Once you express interest, the company’s owner or representative of the company will contact you directly. This allows you to ask any important questions before making your decision. They will then provide guidance on the next steps for completing your investment.
  • 10. Do I have to invest the full amount in the business, or can I invest a partial amount?
    It depends on the business seeking funding. Each business will outline in its business plan - whether they are looking for a single investor or multiple investors. - along with the minimum investment amount and other related terms. Some businesses may offer smaller investment tranches (e.g., from £100), while others may require one investor to provide the full funding amount. It’s best practice to carefully read the entire business plan uploaded by the company to understand what they are looking for before making contact. Please also consult with your financial advisor and carry out thorough due diligence before making any investment decisions.
  • 11. I’ve invested but no longer feel comfortable and want my money back.
    Once communication is established between you and the company, any concerns should be discussed directly with them, as Med Equity cannot facilitate transactions. We strongly advise fully understanding the business you are investing in and conducting your own thorough due diligence before committing. We also recommend consulting a qualified financial advisor for an independent assessment before making any investment decisions.
  • 12. Can I sell my shares later?
    Shares in private companies are illiquid and may be hard or impossible to sell. There is no public market for them, and exit opportunities depend on the business being sold, floated, or buying back shares. You may sell your shares privately if you wish, but it is your responsibility to find a buyer and engage a legal representative to manage the transaction.
  • 13. Do all businesses offer EIS or SEIS tax relief?
    Many do, but eligibility depends on HMRC approval and your personal tax circumstances. Always confirm with the business and/or HMRC before investing. We only assess whether a business may potentially qualify for EIS/SEIS relief; however, eligibility rules can change, and the business’s circumstances may also change. You must conduct your own due diligence to confirm any tax relief status.
  • 14. How can I protect myself from fraud?
    Conduct independent due diligence on the business, directors, and financials. Request ANY supporting documents and proof of EIS/SEIS eligibility if relevant from the business. Seek advice from a regulated financial adviser or solicitor before committing.
  • 15. Are there any fees for investors?
    Med Equity does not charge investors to register or browse opportunities. We charge businesses a listing fee; this does not affect your investment amount.
  • 16. Can Med Equity recommend an investment to me?
    No. We never make personalised recommendations, rank opportunities, or advise on the suitability of any investment. All decisions are entirely yours.
  • 17. How does Med Equity manage conflicts of interest?
    We operate a strict conflict-of-interest policy. Neither Med Equity nor its staff will hold a financial interest in any listed opportunity. We will always disclose any potential conflicts to registered investors in email when or if they arise. Our role is purely to introduce; we do not benefit from whether you invest in a particular business or not.
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Nexum hub platforms LTD, trading as Med Equity is not authorised or regulated with the Financial conduct authority (FCA). This website is strictly an introductory platform and intended for professional investors ONLY. Don't invest unless you’re prepared to lose all the money you invest.

Contact

Location:

44 Harpur Street

Bedford

MK40 2QT

Telephone:
TBC

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General Information:
medicalfunder@outlook.com

User support:
medicalfunder@outlook.com

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