Med Equity is an introductory platform that connects ONLY eligible investors with UK-based medical sector businesses and start-ups seeking funding.

We do not:

• Provide investment advice

• Manage money

• Arrange or execute transactions

We operate as an unregulated introducer, meaning you deal directly with the businesses after expressing interest.

ONLY 3 TYPE'S OF INVESTORS ARE ALLOWED TO VIEW INVESTMENTS ON THIS PLATFORM:

CERTIFIED HIGH NET WORTH INVESTOR Is an eligible investor, someone who, within the last 12 months, has signed a statement confirming either an annual income of at least £100,000 or net assets of £250,000 or more (excluding their main home, pensions, and life insurance). This qualification, under Article 48 of the Financial Promotion Order, allows Med Equity to legally share investment opportunities with them, provided all required statements and disclaimers are included.

SELF-CERTIFIED SOPHISTICATED INVESTOR

Is an eligible investor, someone who, within the last 12 months, has signed the prescribed statement and meets at least one criterion: membership in a business angel network for 6+ months, directorship of a company with £1m+ turnover in the past two years, recent professional experience in private equity or SME finance, or (as reinstated in March 2024) having made two or more investments in unlisted companies in the past two years. Under Article 50A of the Financial Promotion Order, this exemption allows communications with such individuals, who are considered capable of assessing higher-risk investments.

CERTIFIED SOPHISTICATED INVESTOR Is an eligible investor, someone who holds a certificate (issued within the last three years by an FCA- or PRA-authorised entity) confirming they have sufficient knowledge to understand the risks of a specific investment type, and who has also signed a relevant statement within the last 12 months. Under Article 50 of the Financial Promotion Order, this exemption allows Med Equity to share financial promotions with such certified individuals.

For more information:

https://www.handbook.fca.org.uk/handbook/COBS/4/12B.html

We only list UK-based medical sector businesses or those seeking to launch a medical business in the UK.

Eligible businesses must:

• Operate in one of our seven key sectors: Healthcare Services, Pharmaceuticals, Lifestyle Services, Lab Technical Services, Distribution of Medical Devices, Manufacturing of Medical Accessories, Employment-Based Services, covering both Human & Animal categories.

• Be either established businesses or start-ups.

• Meet our internal vetting standards and (where applicable) be Enterprise Investment Scheme (EIS) or Seed Enterprise Investment Scheme (SEIS) qualifying or can qualify. (We cannot guarantee HMRC approval, businesses must confirm this themselves.)

• EIS (Enterprise Investment Scheme): Designed to help smaller companies raise capital by offering investors 30% income tax relief on investments, plus potential Capital Gains Tax exemption if shares are held for at least three years. Loss relief may also apply if the business fails.

• SEIS (Seed Enterprise Investment Scheme): For very early-stage businesses, offering 50% income tax relief plus similar CGT advantages.

• Claiming Relief: Relief is claimed via your HMRC self-assessment tax return using the EIS/SEIS certificate provided by the business after your investment is completed.

• These are subject to change, Please verify with HMRC

You’ll be able to browse opportunities directly from your investor dashboard:

- After completing your due diligence, you can request that we share your details with the business seeking funding. This request doesn’t require you to commit or specify an investment amount, it simply indicates that you’d like more information.

- Your contact details will then be securely passed on to the business, who will follow up with you as soon as possible.

No.

• All transactions take place directly between you and the business.

• We never hold, receive, or transfer investor money.

• Once you connect with the business, all further dealings are outside our involvement.

No.

• These are investments in private, unlisted UK companies.

• They are not covered by the Financial Services Compensation Scheme (FSCS) or other FCA investor protections.

• You could lose all your invested capital.

We have a limited due diligence scope, It is strongly advised that you conduct your own due diligence:

For example we do not or cannot:

• Verify the factual accuracy of business claims

• Audit accounts

• Assess financial viability

See our Due Diligence Charter for full details.

Once you express interest, the company’s owner or representative of the company will contact you directly. This allows you to ask any important questions before making your decision.

They will then provide guidance on the next steps for completing your investment.

It depends on the business seeking funding. Each business will outline in its business plan

- whether they are looking for a single investor or multiple investors.

- along with the minimum investment amount and other related terms. Some businesses may offer smaller investment tranches (e.g., from £100), while others may require one investor to provide the full funding amount.

It’s best practice to carefully read the entire business plan uploaded by the company to understand what they are looking for before making contact. Please also consult with your financial advisor and carry out thorough due diligence before making any investment decisions.

Once communication is established between you and the company, any concerns should be discussed directly with them, as Med Equity cannot facilitate transactions.

We strongly advise fully understanding the business you are investing in and conducting your own thorough due diligence before committing.

We also recommend consulting a qualified financial advisor for an independent assessment before making any investment decisions.

• Shares in private companies are illiquid and may be hard or impossible to sell.

• There is no public market for them, and exit opportunities depend on the business being sold, floated, or buying back shares.

• You may sell your shares privately if you wish, but it is your responsibility to find a buyer and engage a legal representative to manage the transaction.

• Many do, but eligibility depends on HMRC approval and your personal tax circumstances.

• Always confirm with the business and/or HMRC before investing.

• We only assess whether a business may potentially qualify for EIS/SEIS relief; however, eligibility rules can change, and the business’s circumstances may also change. You must conduct your own due diligence to confirm any tax relief status.

• Conduct independent due diligence on the business, directors, and financials.

• Request ANY supporting documents and proof of EIS/SEIS eligibility if relevant from the business.

• Seek advice from a regulated financial adviser or solicitor before committing.

• Med Equity does not charge investors to register or browse opportunities.

• We charge businesses a listing fee; this does not affect your investment amount.

No. We never make personalised recommendations, rank opportunities, or advise on the suitability of any investment. All decisions are entirely yours.

• We operate a strict conflict-of-interest policy.

• Neither Med Equity nor its staff will hold a financial interest in any listed opportunity.

• We will always disclose any potential conflicts to registered investors in email when or if they arise.

• Our role is purely to introduce; we do not benefit from whether you invest in a particular business or not.